|
Product Features
|
Transecute
|
Citi Bank
|
ICICI Bank
|
|
Credit Card Support |
| Support
for All Cards Visa/Master |
YES
|
YES
|
YES
|
|
Branding |
|
Ability to Change the look and feel of the
Payment Pages |
easy and fully
brandable
|
NO
|
Requires API calls -
cumbersome
|
|
Integration Process |
|
Available Integration Kits |
Java (JSP) / ASP/ PHP/
Perl
|
Specifications only
|
Java / DLL
|
| Method
for passing integration parameters |
Checksum based |
SSL Socket based |
SSL Socket based |
| Level of
Integration Difficulty |
LOW |
High |
High |
| Typical
Integration time |
Less than 1 hour |
Several hours to days |
Several hours to days |
|
Fraud Prevention and Risk Mitigation
*Important* |
| Instant
Fraud Alert Mails for risky Transactions |
YES |
NO |
NO |
|
Heuristic Fraud Pattern Matching and detection engine |
YES |
NO |
NO |
|
Customisable Alert and Action criteria for Risky transactions |
YES |
NO |
NO |
|
Comprehensive daily reports with Risk Scores per Transaction |
YES |
NO |
NO |
| Partial
Captures and Refunds |
YES
|
YES
|
YES
|
|
Cost |
| Set Up |
Rs 30000/-
|
Rs 75,000 or greater
|
Rs 75,000 or greater
|
|
Transaction Discounting rate |
5% per transaction
|
5% per transaction
|
5% per transaction
|
| Monthly
Rental fee |
NIL |
Rs 5000 to NIL (volume dependant) |
Rs 5000 to NIL (volume dependant) |
| Initial
Reserved Deposit |
NIL |
10% - 30% of estimated transaction volume |
10% - 30% of estimated transaction volume |
|
Support |
| 24 x 7
Helpdesk |
YES |
NO |
NO |
|
Comprehensive Online Knowledgebase |
YES |
NO |
NO |
|
MIS Interface |
|
Compehensive MIS Interface |
YES
|
YES
|
YES
|
| Online
Journal Entries for all Transactions |
YES
|
NO
|
NO
|
| Facility
for online Capture & Reversals |
YES
|
YES
|
YES
|
|
Inital Signup |
| Approval
Time |
Immediate to 24 hours
|
1 week or greater
|
1 week or greater
|
|
Transaction Features |
| Auth &
Capture Support |
YES
|
YES
|
YES
|
